Northpoint Legal Articles
At Northpoint Legal LLP, litigation isn’t just our profession—it’s our perspective. Our blog features timely analysis, legal commentary, and practical guidance on issues shaping civil and insurance litigation in British Columbia and beyond. Whether you're an insurer, legal professional, or business leader, these articles offer strategic insights drawn from decades of courtroom experience and industry leadership.
Viewing Posts Categorized "Civil Law"
Determining Coverage in Cases Involving Multiple Concurrent Causes
When multiple causes contribute to a loss—some covered and others excluded—Canadian courts distinguish between independent and serial concurrent causes. Coverage depends on clear policy wording and whether the excluded peril is the dominant cause of the loss.
The History and Treatment of Damages in Canada
Canadian courts maintain a strict cap on non-pecuniary damages (approx. $360,000 today), while awards for aggravated and punitive damages—especially in insurance bad faith cases—remain uncapped and are slowly trending upward, with recent challenges pushing their upper limits.